Please read these terms and conditions carefully before using our services.
Welcome to Willey Insurance Group. By accessing our website or using our insurance services, you agree to be bound by these Terms and Conditions. These terms constitute a legally binding agreement between you and Willey Insurance Group. If you do not agree with any part of these terms, please do not use our services.
By accessing and using the Willey Insurance Group website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy.
Your use of our services constitutes your acceptance of these terms. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting on our website. Your continued use of our services after any changes indicates your acceptance of the modified terms.
To use our services, you must:
Willey Insurance Group acts as an insurance broker and intermediary, connecting clients with insurance carriers to provide various insurance products including auto, home, health, Medicare, life, and business insurance.
The information provided on our website and by our representatives is for informational purposes only and should not be construed as financial, legal, or tax advice. We recommend consulting with appropriate professionals for specific advice tailored to your situation.
Important: Insurance policies are underwritten by third-party insurance carriers, not Willey Insurance Group. We act as intermediaries and are not responsible for coverage decisions, claims denials, or policy terms set by insurance carriers.
As a user of our services, you agree to certain responsibilities to ensure accurate service delivery and compliance with insurance regulations.
You agree to provide accurate, complete, and truthful information when:
Providing false or misleading information may result in:
You are responsible for timely payment of all insurance premiums. Failure to pay premiums may result in policy cancellation as specified in your insurance contract. We will provide payment reminders, but ultimate responsibility for payment rests with you.
You are responsible for reviewing all policy documents, declarations pages, and endorsements to ensure coverage meets your needs. Contact us immediately if you identify any errors or have questions about your coverage.
We strive to maintain continuous availability of our website and services, but we do not guarantee uninterrupted access. Our services may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control.
Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of third-party sites. Accessing third-party links is at your own risk.
Our services are provided "as is" without warranties of any kind, either express or implied. We disclaim all warranties including, but not limited to:
To the maximum extent permitted by law, Willey Insurance Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.
We act as an intermediary between you and insurance carriers. Insurance carriers are solely responsible for:
We reserve the right to modify these Terms and Conditions at any time. Material changes will be communicated through:
Your continued use of our services after modifications constitutes acceptance of the revised terms. If you do not agree with modifications, you must discontinue use of our services.
We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for:
Termination of access to our services does not affect existing insurance policies, which remain subject to the terms of your insurance contracts with carriers. You may need to arrange alternative servicing for your policies.
These Terms and Conditions are governed by the laws of the State of Connecticut and applicable federal laws, without regard to conflict of law provisions. Any disputes shall be resolved in the courts of Connecticut.
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Willey Insurance Group regarding use of our services.
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Our failure to enforce any right or provision of these terms shall not constitute a waiver of such right or provision.
You may not assign or transfer your rights or obligations under these terms without our prior written consent. We may assign our rights and obligations without restriction.
By using our services, you consent to receive communications from us electronically, including emails, text messages, and phone calls regarding your insurance services, quotes, policies, and account information.
If you have any questions or concerns about these Terms and Conditions, please contact us: